I hereby represent that I:

» am an institutional investor that is a "qualified client" as that term is defined in Rule 205-3(d)(1) under the Investment Advisers Act of 1040, as amended; and

» have such knowledge and experience in financial and business matters that I am capable of evaluating the merits and risks of the investments that may be presented to me by Touchstone Investments.

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EARNEST Partners LLC

EARNEST Partners LLC is a fundamental, bottom-up investment manager, overseeing assets for municipalities, states, corporations, endowments, eleemosynary groups and universities. The Firm's investment objective is to outperform the benchmark while controlling volatility and risk. The Atlanta, Georgia-based firm was founded in 1998.

"For equities, our proprietary screening process, Return Pattern Recognition®, allows the Firm to review a broad universe of companies and focus our attention on the best prospects. We then scrutinize each company on a fundamental basis and construct a portfolio that seeks to minimize the likelihood of meaningfully underperforming the benchmark. For fixed income, our ‘GAP’ Model analyzes option-adjusted spread against three primary risk factors: Quality, Duration and Convexity. The objective of the Model is consistent total return, striving to create a Fund that is less volatile than the benchmark."

- EARNEST Partners LLC

Funds Managed by EARNEST Partners LLC